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THE SEPTEMBER REPORT

Sep 15, 2025

 

Welcome back, Wealthy Girls. 

Recently, I made a promise to myself of a new intention I was going to uphold. It’s only been a few weeks, and setting this intention has been a huge moment of accountability for me. This promise is definitely a call to elevate and expand, and it’s even triggered some feelings of defensiveness when I’ve noticed myself trying to break this promise. I’ve literally negotiated with myself to justify why ā€œthat shouldn’t countā€ or ā€œwell, yeah, but this is the exception.ā€ So, I’m telling you as not only a way to hold myself accountable but also as a potentially triggering, but incredibly expansive challenge for you to join in with me this month. 

Are you ready? If so, lock in. Take a deep breath to be open to this new perspective and challenge. A few weeks ago, I was working on my list of 30 things I want to do while I'm 30 (my birthday tradition I started when I was 13, and later in the Report, I will share my list with you.) Not only working on the 30 things I want to do, but I was really painting a picture of what I want my life to look like, feel like, smell like, taste like - I was trying to be as vivid as possible in my thoughts. I kept thinking of what word or feeling all the things I wanted could be summed up by, and the word that kept coming up over and over again was overflow. I want to have such overflow in every area of my life. I want to have an overflow of free time, so when I’m asked to get coffee, I’m not trying to book it 3 weeks out. I want an overflow of money to move mountains with generosity. I want an overflow of peace so when something tests me, I have so much extra patience, softness, and emotional bandwidth that I can move through it with ease. 
But yet, in my current reality, I am always talking about how I am busy and have so much going on. I can be quick to be stressed, annoyed, or frustrated when something comes up and gets in the way of my productivity or day. 

I’m so quick to want overflow, but I’m constantly repeating the same busy, stressed, and overwhelmed cycle I am in. So, after this reflection, I opened my notes app (genuinely, if I could keep one app on my phone, it would be my notes app) and wrote:

ā€œI am done relating to lack. I choose only to see and have overflow.ā€ 

Now, here’s what’s triggering. I am busy. I often feel stressed with the pressures in my life and a lot of people counting on me. I do have plenty of expenses, commitments, and reasons to feel these feelings. But by talking about them all the time, I’m choosing to continue to claim that as my identity. So, I made a new goal that I would no longer talk about the lack and areas or situations I am not feeling overflow in, and I also wouldn’t join in and relate when someone else is talking about their lack (of time, money, peace, etc.). 

This is hard for a lot of reasons. One, like I mentioned, it’s difficult when a goal like this doesn’t relate to the logistics or our current reality. It’s easy for my mind to fight back and say, ā€œBut I don’t have overflow in that area!!ā€. Two, I love bonding with other people. I love confirming that I am also stressed! I am also busy! I often wear it as a badge of honor to prove that I’m worthy of the life I’ve been given. If you know how hard I’m working, you won’t think I’m undeserving. I wasn’t given this easily; I fought for it. It was hard and heavy, and even though I have had a lot of success, I still relate to those same feelings. 

As a small-town Iowa girl, I was taught that it’s so important to work hard and earn a living that often the thought of making money easily or having so much overflow or having zero stress feels like I’m cheating the system. It feels too good, too easy. 

And while I am honored as hell to have the work ethic I do and the battle scars to prove that getting to where I am took a lot of hard work, I am ready to play around with the idea of ease and flow. I am ready to experience overflow in a way I’ve never imagined. 

And the first part of that is actively choosing to see overflow, talk about overflow, acknowledge where I have overflow—focusing on it to attract more of it with my decisions and actions so my nervous system gets comfortable receiving overflow. That also actively means choosing to no longer focus on areas of lack and no longer relate to lack (this is the hard part because I absolutely can relate, but am choosing to change the narrative for myself). 

So, what does this look like? 

  • Noticing when I’m free and spending time and energy talking about and focusing on that, instead of noticing and talking about being busy or stressed.
  • Noticing when I’m experiencing overflow and abundance with finances and focusing on that instead of being overly focused on controlling and overanalyzing my finances.
  • Noticing when I’m relating to lack and instead changing my perspective to look for ways I can relate to the overflow instead.
  • If someone is venting to me about how busy they are, instead of thinking ā€œoh let me now share how busy I am with them, so they know I am also working really hard!ā€ I will instead challenge myself to think, ā€œWow, I can see how stressful this sounds, I am so grateful I am focusing on creating more overflow in my life.ā€ 

This has already challenged me so much and has helped me focus on where overflow is, how it feels like, and how I can embody it more, which literally creates more of it. 

Ways I’ve noticed a difference in feeling overflow: 

-Giving myself an extra 15 minutes to arrive anywhere so I feel an overflow of time to get ready, time to pick out an outfit, and time to be at peace instead of feeling rushed and overwhelmed.
-Spending less time (or no time on days I’m really slaying!) talking about being stressed or busy. Talking about being busy or stressed usually creates a spiral of me feeling busier or more stressed, so decreasing this has created more overflow of calm. 
-More energy dreaming with an overflow of finances. Playing around with imagining how good overflow feels and the power that aligned overflow can bring. 
-Making sure my nervous system can relax into the idea of overflow instead of it feeling uncomfortable and therefore creating chaos and rushed energy because it feels more normal. 

This month, my goal is to claim overflow in every single area of my life and stop spending so much time focused on lack.

If you aren’t ready for this challenge, that’s completely okay. Take it as an interesting idea and move on. If you ARE ready for this challenge, then repeat after me, ā€œI am done relating to lack. I choose only to see and have overflow.ā€ 

You deserve overflow. You’re ready for overflow. You can create overflow. 

You got this. Let’s go, Wealthy Girls Club.

xo,

Chloe 
Wealthy Girls Club President 

 

P.S. If you are reading this in your email, at the top of this section, click the ā€œview in browserā€ button so you can read the whole report in the optimal format!

A lot of times, the email version only shows the beginning portion of the report, and we want to make sure you get all the goods. If you want to access The Report at a later time, you can always log into your Deeper Than Money portal and see all past reports: www.deeperthanmoney.com/login  

 

Check out a preview of what's to come... It's a juicy one!

šŸ’Ž Wealthy Girl State of the Union
šŸ’™ Mood of the Month
šŸ“‹ Chloe’s REPORT (Mistakes small business owners make, tapping into your emotions, how and why to get life insurance, her 30 things she wants to do while 30 list, an apology to trust fund babies, and more!)
šŸ’° What everyone needs to know about inheriting a house
šŸ‘¶ Money transparency: The cost of giving birth
šŸŽ“ You’re going back to school for the wrong reasons
āœˆļø Everything you need to know about flying first class
šŸŽ Q&A: Are pension plans really going away for teachers?!
šŸ“ˆ Stock market status, interest rate news, and tariff updates
šŸš— The new way to buy a used car
šŸ’³ Trends in credit and debit card usage
šŸ”‘ Smart strategies for landing your next home
šŸ’¼ Why quiet quitting is a form of self-sabotage
šŸ”„ The hot seat: How one wealthy girl pivoted careers and found alignment
šŸŽÆ Your September challenge

 

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