THE SEPTEMBER REPORT

Welcome back, Wealthy Girls.
Recently, I made a promise to myself of a new intention I was going to uphold. Itās only been a few weeks, and setting this intention has been a huge moment of accountability for me. This promise is definitely a call to elevate and expand, and itās even triggered some feelings of defensiveness when Iāve noticed myself trying to break this promise. Iāve literally negotiated with myself to justify why āthat shouldnāt countā or āwell, yeah, but this is the exception.ā So, Iām telling you as not only a way to hold myself accountable but also as a potentially triggering, but incredibly expansive challenge for you to join in with me this month.
Are you ready? If so, lock in. Take a deep breath to be open to this new perspective and challenge. A few weeks ago, I was working on my list of 30 things I want to do while I'm 30 (my birthday tradition I started when I was 13, and later in the Report, I will share my list with you.) Not only working on the 30 things I want to do, but I was really painting a picture of what I want my life to look like, feel like, smell like, taste like - I was trying to be as vivid as possible in my thoughts. I kept thinking of what word or feeling all the things I wanted could be summed up by, and the word that kept coming up over and over again was overflow. I want to have such overflow in every area of my life. I want to have an overflow of free time, so when Iām asked to get coffee, Iām not trying to book it 3 weeks out. I want an overflow of money to move mountains with generosity. I want an overflow of peace so when something tests me, I have so much extra patience, softness, and emotional bandwidth that I can move through it with ease.
But yet, in my current reality, I am always talking about how I am busy and have so much going on. I can be quick to be stressed, annoyed, or frustrated when something comes up and gets in the way of my productivity or day.
Iām so quick to want overflow, but Iām constantly repeating the same busy, stressed, and overwhelmed cycle I am in. So, after this reflection, I opened my notes app (genuinely, if I could keep one app on my phone, it would be my notes app) and wrote:
āI am done relating to lack. I choose only to see and have overflow.ā
Now, hereās whatās triggering. I am busy. I often feel stressed with the pressures in my life and a lot of people counting on me. I do have plenty of expenses, commitments, and reasons to feel these feelings. But by talking about them all the time, Iām choosing to continue to claim that as my identity. So, I made a new goal that I would no longer talk about the lack and areas or situations I am not feeling overflow in, and I also wouldnāt join in and relate when someone else is talking about their lack (of time, money, peace, etc.).
This is hard for a lot of reasons. One, like I mentioned, itās difficult when a goal like this doesnāt relate to the logistics or our current reality. Itās easy for my mind to fight back and say, āBut I donāt have overflow in that area!!ā. Two, I love bonding with other people. I love confirming that I am also stressed! I am also busy! I often wear it as a badge of honor to prove that Iām worthy of the life Iāve been given. If you know how hard Iām working, you wonāt think Iām undeserving. I wasnāt given this easily; I fought for it. It was hard and heavy, and even though I have had a lot of success, I still relate to those same feelings.
As a small-town Iowa girl, I was taught that itās so important to work hard and earn a living that often the thought of making money easily or having so much overflow or having zero stress feels like Iām cheating the system. It feels too good, too easy.
And while I am honored as hell to have the work ethic I do and the battle scars to prove that getting to where I am took a lot of hard work, I am ready to play around with the idea of ease and flow. I am ready to experience overflow in a way Iāve never imagined.
And the first part of that is actively choosing to see overflow, talk about overflow, acknowledge where I have overflowāfocusing on it to attract more of it with my decisions and actions so my nervous system gets comfortable receiving overflow. That also actively means choosing to no longer focus on areas of lack and no longer relate to lack (this is the hard part because I absolutely can relate, but am choosing to change the narrative for myself).
So, what does this look like?
- Noticing when Iām free and spending time and energy talking about and focusing on that, instead of noticing and talking about being busy or stressed.
- Noticing when Iām experiencing overflow and abundance with finances and focusing on that instead of being overly focused on controlling and overanalyzing my finances.
- Noticing when Iām relating to lack and instead changing my perspective to look for ways I can relate to the overflow instead.
- If someone is venting to me about how busy they are, instead of thinking āoh let me now share how busy I am with them, so they know I am also working really hard!ā I will instead challenge myself to think, āWow, I can see how stressful this sounds, I am so grateful I am focusing on creating more overflow in my life.ā
This has already challenged me so much and has helped me focus on where overflow is, how it feels like, and how I can embody it more, which literally creates more of it.
Ways Iāve noticed a difference in feeling overflow:
-Giving myself an extra 15 minutes to arrive anywhere so I feel an overflow of time to get ready, time to pick out an outfit, and time to be at peace instead of feeling rushed and overwhelmed.
-Spending less time (or no time on days Iām really slaying!) talking about being stressed or busy. Talking about being busy or stressed usually creates a spiral of me feeling busier or more stressed, so decreasing this has created more overflow of calm.
-More energy dreaming with an overflow of finances. Playing around with imagining how good overflow feels and the power that aligned overflow can bring.
-Making sure my nervous system can relax into the idea of overflow instead of it feeling uncomfortable and therefore creating chaos and rushed energy because it feels more normal.
This month, my goal is to claim overflow in every single area of my life and stop spending so much time focused on lack.
If you arenāt ready for this challenge, thatās completely okay. Take it as an interesting idea and move on. If you ARE ready for this challenge, then repeat after me, āI am done relating to lack. I choose only to see and have overflow.ā
You deserve overflow. Youāre ready for overflow. You can create overflow.
You got this. Letās go, Wealthy Girls Club.
xo,
Chloe
Wealthy Girls Club President
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Check out a preview of what's to come... It's a juicy one!
š Wealthy Girl State of the Union
š Mood of the Month
š Chloeās REPORT (Mistakes small business owners make, tapping into your emotions, how and why to get life insurance, her 30 things she wants to do while 30 list, an apology to trust fund babies, and more!)
š° What everyone needs to know about inheriting a house
š¶ Money transparency: The cost of giving birth
š Youāre going back to school for the wrong reasons
āļø Everything you need to know about flying first class
š Q&A: Are pension plans really going away for teachers?!
š Stock market status, interest rate news, and tariff updates
š The new way to buy a used car
š³ Trends in credit and debit card usage
š Smart strategies for landing your next home
š¼ Why quiet quitting is a form of self-sabotage
š„ The hot seat: How one wealthy girl pivoted careers and found alignment
šÆ Your September challenge
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