Let's back up.
DOES THIS SOUND LIKE YOU RIGHT NOW?
You feel constantly torn between living life and trying to save, paying off debt, or investing —which leads to feeling like you’re behind where you should be by now.
No matter how much money you make, it never seems to be enough to make you feel safe, protected, or totally comfortable.
You’ve tried to use a budget or plan finances before, but it’s felt restrictive or unexpected things come up and you always end up saying ‘screw it’ and spending even more.
You’ve been chasing more income to get ahead, but anytime more money comes in, it kinda seems to disappear and not make that big of a difference.
You feel behind. Maybe you feel embarrassed that you aren’t farther ahead by now, or just discouraged about past financial mistakes, but money overall feels stressful.
You love to shop or get dinner out, but often feel a tinge of guilt when you go to pay off your credit card or see your monthly statement.
You have big money goals like buying a house, paying for a wedding, staring a family, or investing....but also have trips coming up and get overwhelmed trying to choose what to prioritize.
Imagine this...
- Your investment account is popping off-- and you feel confident when you log into it because you finally get to see your money earning you money passively (& it feels so damn good).
- You fully trust your financial decisions and never feel guilty for buying new clothes, booking a vacation, or going out to a nice dinner.
- You have no high interest debt (bye, credit cards!) or even no debt at all.
- You have a roadmap to the life of your dreams and you're creating generational wealth.
- You feel massively worthy of money coming your way, and knew that your “worst case scenario” is being a millionaire at retirement.
- You never stress about money. Not only that, but you feel a deep sense of freedom and appreciation for money as a tool to help you reach your goals.
- You never overthink, overanalyze, or obsess over your finances, because you’ve set up systems that automate the process and worked to change your money beliefs.
- Money just feels easy. You finally feel allowed to spend money now, and love knowing that you're also prioritizing your future planning too.
Welcome to your new reality.
Apply Now
ENROLLMENT CLOSES AUGUST 7TH!
Apply now to be considered for the next round- spots are filling up fast! After filling out your application, you’ll be directed to a link to schedule a short, no-pressure call with our incredible team.
We can’t wait to meet you!
APPLY NOWSo, what's the setup?
The Content
WEEK 1-12
WEEK 7: ATTRACT MASSIVE WEALTH
Week 7 is all about making money feel easy for you, and finally feeling like money flows to you and is always going your way.
WEEK 8: STOP THE SABOTAGE & START ADDING BOUNDARIES
Find out why you get stuck and why you have blocks so that we can break through those barriers and make money moves. Plus, how to protect yourself: with boundaries & insurances.
WEEK 9: INVESTING 101
IRAs, HSAs, FSAs, 529s...oh my. We dig into WTF is investing, how do you start, and what are all these confusing terms. This week you will learn how lock in your millionaire status at retirement (and invest outside of retirement too).
WEEK 10: WEALTH BUILDING MONEY
We're diving even deeper into investing: walking you through how to open the account(s), pick your investment strategy, or do the rollover-- whatever you need so you can start putting your money to WORK.
WEEK 11: FUTURE PLANNING
A home is one of the biggest purchases you'll make in your life, so we're going to make sure you're equipped to save thousands in the process. Plus we look into other big life decisions: Relationships, renting, leasing, salary negotiation, and more!
WEEK 12: FUTURE BAJILLIONAIRE
Before we let you spread your wings into your bajillioniare future, we want to make sure you’re set up for success when life throws you curveballs and unexpected things come up. Week 12 is all about showing you how to get massive results no matter what.
The Coaches
MEET YOUR COACHES
Chloe Elise
HEAD COACH
Chloe Elise (she/her) is the CEO and founder of Deeper Than Money, a global financial literacy company dedicated to empowering and educating people on how to build guilt-free wealth. After paying off over $36,000 of debt in 18 months and becoming debt-free at 22 years old, Chloe watched her life transform as she learned how to build wealth without giving up her lifestyle. Chloe became a millionaire at 27, and now owns 4 properties (2 of which are rentals).
Chloe was born and raised in Iowa, but now lives in Kansas City, Missouri with her two pups, Rosie and Millie. She is a financial expert, host of a top finance podcast, and her work has been featured in The New York Times, NextAdvisor, Yahoo Finance, and MarketWatch, to name a few. Chloe has worked with thousands of clients around the globe to provide education on debt management, investing, and finances through the Deeper Than Money approach- a holistic approach to using money in a way that is emotionally, mentally, and logistically aligned with who we are today and who we want to become.
Chloe believes that financial education is more than learning how to budget, pay off debt, or save for retirement. It’s about the freedom that financial stability can provide, being able to live life to the fullest, feel confident, give generously, and improve the lives of those around us.
A note from Chloe...
It took me 7+ years to figure out all of these strategies and go from broke college girl to millionaire.
This program is the step-by-step roadmap of my journey...
packed into 12 weeks.
Seven years ago, I laid in my college bunk bed and cried after reading a finance book that left me even more confused, overwhelmed, and guilty for every dollar I was spending.
The Wealth Accelerator is the resource I prayed and searched for when I first started my financial journey. Every resource that existed was filled with shame, and made me feel like sh*it for not wanting to put my whole life on hold and live off rice and beans just because I had student loan debt.
I founded Deeper Than Money in 2018 after paying off $36k of debt in 18 months, on a mission to teach people how to take control of their finances and change the trajectory of their lives.
The Wealth Accelerator is my baby. In the past 5 years, I've had the honor of helping 1,000+ clients' transform their finances and start to watch their net worth skyrocket. It's the most rewarding thing in the world, and I am so excited to help you do the same.
I know it's probably out of your comfort zone. I know your brain is probably thinking of every reason why you're the exception, and why it could never work for you. Every person who has gone through the program has felt the same way. Investing in yourself can be scary.
During the program we show you implement strategy to help you *keep* more of the dollars you are bringing in, in your pocket. Making your cash flow as efficient as possible. That’s how investing in yourself pays for itself not just during the 12 weeks, but especially over the course of your life.
Our goal is to provide every financial resource you could ever need inside Wealth Accelerator, and for it to be the resource you have in your back pocket for the rest of your life. Whether you're just starting out with money, or looking to level up your investing game-- I promise, Wealth Accelerator will click for you.
I WANT TO LEARN MORE!Investment
WE JUSTIFY SPENDING ON THESE THINGS...
- $225/mo. Pilates membership -- “It's for my health.”
- $3,600. Tuition cost of a three credit college course-- “I needed a degree to get a job.”
- $3,500. Wedding photography package -- “Capturing the memories is priceless.”
- $1,000/year. Average credit card interest paid-- “I just have a small balance!"
- $3,200. Average all-inclusive resort vacay--"Always invest in experiences!"
- $2,900. A 2 week dog obedience board & training program--"They're a completely different dog now, it's amazing!”
- $2,500. Sleep Number mattress-- "If it helps me get better sleep, it’s worth it.”
There is nothing wrong with spending on these things. But when it comes to the trajectory your finances...
ARE YOU EQUALLY PRIORITIZING YOUR FUTURE?
If you're excited about The Wealth Accelerator, and are looking for the "BUY NOW!" button on this page.... we actually don't have one!
Why? Since not everyone is accepted & we truly want to make sure this program is a good fit for you- we have decided not to allow sign-ups via our website.
On your application call with our team, they will be able to detail the different payment plans we have. We can break up the cost of the program to fit it in your budget.
We also have different discounts or bonuses you may be eligible for! If you're interested at all, we highly recommend you apply, because even if it’s not a good fit for you, we will make sure you leave with a resource in hand!
I WANT TO LEARN MORE!Case Study
👩⚕️ Meet Hallie, a 29 year old nurse, making $67,000/year
- She has a pesky $2,000 credit card she can’t seem to pay off since she struggles with overspending, so she just pays the minimum.
- She has $12,000 in federal unsubsidized student loans and isn’t sure if she should pay them off faster.
- She wants to know what to do with the old 401(k) she has from her previous employer ($41,000).
- She is wondering if she should open a Roth IRA or increase contributions through her employer.
- She is getting married soon and also wants to buy a house in the near future.
- She is stressed about money and feels lost because she doesn’t have a plan.
SHE'S DEBATING BETWEEN THESE 2 OPTIONS...
FINANCIAL ADVISOR
ROUTE 👨🏻💼
Advisor recommends she opens a Roth IRA ($7,000) and do a 401(k) rollover ($41,000). It's "free" to meet with him but he will charge a 1% Advisory Fee to setup and monitor the accounts. Conversation with her advisor are strictly investment-focused.
- They do her 401(k) rollover.
- They open a Roth IRA for her and advise her to max it out each year.
- She doesn't get advice about credit card debt.
- She doesn't get advice advice about student loans.
- She gets an email from her advisor once a year to set up a meeting.
- She feels relieved that she doesn’t have to do any of the accounts herself, but she still feels lost about how investing fits in with her overall plan.
WEALTH ACCELERATOR
ROUTE 👩🏼💻
She goes through The Wealth Accelerator and after 12 weeks, she:
- Discovered the root cause of overspending and now she has $300/month freed up cash flow that she can put towards other goals.
- Strategically attacked her credit card debt and saved $1,400 on interest that she would have paid to Visa!
- Learned how investing works and how to choose her investment strategy (and what to look for if she wanted to use an advisor).
- Learned how to set up a Roth IRA and do a 401(k) rollover on her own, and set up automations so she can sit back and watch her money grow long-term.
- Since she doesn’t have an advisor, she is saving 1% per year— which over 20 years will save her over $30K in advisory fees.
- Negotiated a raise of $5,000 a year at work.
- Opened a high yield savings account and determined how much she should keep in her emergency fund. She now earns $500/year in interest!
- Created a spend plan that fits her life (& now she feels confident about how to combine finances with her husband one day.)
- Knows how and where to start saving/investing for a future down payment.
- Has tons tools & strategies in her back pocket to help her save thousands in the home buying process.
- Increased her credit score 60 points (which will help her get approved for a lower interest rate on her future mortgage— saving THOUSANDS).
- Determined whether or not she qualified for Public Service Loan Forgiveness for her student loans since she works for a non-profit hospital.
- Knows how to save and invest for future children down the road.
- Has a transformed money mindset and no longer feels stressed about money!
- She invests in the program up front, and gets lifetime access to the modules and future content additions.
- She is part of the Wealth Accelerator Alumni group where she can ask questions she has in the future and get them answered by coaches.
- She feels so empowered, educated, and excited about every area of her finances (investing, debt, savings, goals, credit score, future goals).
There is nothing wrong with working with an advisor. However, it's important to understand it is not your ONLY option. There’s also many reasons why hiring an advisor (especially for high level strategy) can be a phenomenal decision, but it isn’t the best decision for everyone.
Why? A lot of times people are not aware of the fees they are paying or how their advisor is being compensated so they can't make an informed decision of the value are getting value. An advisor's goal is typically to "outperform the market", however oftentimes with fees, it's more difficult to.
In this example, if Hallie would have gone through the Wealth Accelerator, learned how to do the rollover and set up the Roth IRA-- she could have made an empowered decision of if the cost of an advisor was worth it to her.
Advisor groups typically have hundreds of clients and portfolios to manage, so it's understandable that they can't spend time covering student loans strategy, helping clients create a spend plan, dive into money mindset, teach how to raise her credit score, negotiate, and more.
You also used to not be able to invest on your own, or invest on your own without being an expert in day trading. Things have changed, but many people don’t realize that with new automations, you are now able to have the option to set up and automate your own investing account, get strong returns based on historical data, and sit back and watch your portfolio grow without a 1-2% advisor fee.
This is why The Wealth Accelerator exists.
Testimonials
OUR CLIENTS HAVE TOO MANY AMAZING WINS TO SHARE (on one page!)
Here's a sneak peak:
“The Wealth Accelerator was by far one of the best experiences of my life. I’ve paid off over $8,000 of credit card debt in the 3 months and have grown so much as a person.”
& DOZENS MORE BELOW!
READ MORE CLIENT REVIEWSSide effects may include
CHECKOUT SOME OF THE AMAZING WINS & FEEDBACK OUR ALUMNI HAVE SHARED
