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THE JULY REPORT

Jul 15, 2025

Welcome back, Wealthy Girls. 

If you’re on a walk and your shoe gets untied, you will likely notice it and then quickly stop to tie it. If you were on a walk with a friend, you probably wouldn’t even pause your sentence and stop conversation to tie your shoe; you would just keep going, because it’s automatic. You don’t have to even think about it. In fact, tying your shoe is probably so automatic that if I asked you to type out an exact description of how you do it, you would have to think about it. It is second nature at this point. 

However, if I had asked you at 3 years old, years before you learned how to tie your shoes and were still working on getting your shoes on the correct feet— if I had asked you at that point to tie your shoes, you’d probably look up at me with frustration and say, “I don’t know how.”

That’s very fair for a 3-year-old. 

If, when you went on to turn 4, 5, 6, 7, during the years that kids are developing the fine motor skills of how to tie their shoes, and you sat out and said: 

“I don’t know how, so I am not going to try.”

“That looks impossible, so why even bother?”

“Other people can do it, but I can’t.” 

That would be such a silly response because, of course, you don’t know how to tie your shoes yet, but it isn’t something impossible or out of reach for you. You aren’t born with the knowledge of how to tie your shoes. And yes, some kids will develop that skill faster, and some kids will have better resources or a better support system, which will aid in the process of learning how to tie their shoes faster. But when one kid learns the skill of shoe tying, it doesn’t take away the opportunity or likelihood of other kids learning the same skill.

Regardless of your speed, you will go from a little girl who doesn’t know how to tie her shoes to a little girl who does know how to tie her shoes. And you will grow up to be a grown woman who doesn’t have to stop her conversation with her friend on a walk because tying her shoes is so second nature. 

In the process of growing up, sometimes we forget that there are many other skills we weren’t born with, that maybe we aren’t currently good at, but that’s not concrete.  

You are strong, kind, soft, tough, fun, smart, and you are incredibly capable of taking on new skills and learning new things. 

You want to be more of a cook? Great. No one is born knowing how to perfect sourdough. 

You want to be more of a thoughtful friend? Perfect. Sit down once a week and send a nice text to someone. Set a reminder on your phone so you don’t forget. 

You want to learn more about money? Cool. Commit 45 minutes this week to reading through this report. 

You want to learn how to be handy? Awesome. Watch a TikTok or YouTube video on the basics of how to do your first project.  

Yes, other people might pick up certain skills faster, or have a higher level of resources or support available to them. But you are dynamic and capable of learning any of them, too.

And what’s so cool about those skills is that the skills, habits, and daily decisions you make are the things that really shape your life. So, whatever your big goals are, stop counting yourself out for the skills it will take for you to get there. Start learning, start trying, start playing, start growing. 

You got this, babe. Happy July!

xo,

Chloe 
Wealthy Girls Club President 

 

P.S. If you are reading this in your email, at the top of this section, click the “view in browser” button so you can read the whole report in the optimal format!

A lot of times, the email version only shows the beginning portion of the report, and we want to make sure you get all the goods. If you want to access The Report at a later time, you can always log into your Deeper Than Money portal and see all past reports: www.deeperthanmoney.com/login  

 

Check out a preview of what's to come... It's a juicy one! 

 

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