You don’t have to be a financial advisor to build serious wealth, you just need to make sure the money you already have is actually working for you.

That’s exactly what one of our clients learned through The Wealth Accelerator... and it ended up saving them over $685,000. 👀

Here’s what happened:

They had been regularly contributing to their investment account, thinking they were building wealth. But when we helped them take a a closer look, we realized their money had never been invested, it was just sitting in a settlement fund (a glorified checking account), doing absolutely nothing.

Once we ran the numbers, the difference was staggering.

• If they had continued contributing $250/month for 40 years without investing it, they would’ve ended up with just $120,000.
• But by actually investing that same amount in a low-cost index fund earning an average 8% return, they could end up with $805,269.
• That’s a $685,000 difference, from one simple strategy implemented.

This is just one example of the silent wealth leaks we help people spot and fix inside The Wealth Accelerator. And the best part? You can do this too (apply to join our next round here!). 

Because strategies like this one don’t just save money... they unlock it. And that’s what we’re focused on this month: walking you step-by-step through how to confirm your investments are actually invested.

Let’s make sure your future net worth doesn’t miss out on six figures over something easily avoidable.

Ready to plug the leak and watch your money grow?

Step 1 : Log into your custodian account

Custodian account = the site your investment account is held on.

This example is shown from Vanguard-  this process might look a little different on different sites, but following these general steps should help you find this info.

Step 2: Click Portfolio (drop down) >> Accounts

Step 3: Pick an account

You should see all of your accounts listed. Pick one and click into it.

You might have a Roth IRA listed, a taxable brokerage account, etc. 

I have a cash plus account here (like a high yield savings account) that I use temporarily for money I am transferring over, so that is not invested- but all brokerage accounts are made for investing, which is what we are checking today.

Step 4: Check to see if you have uninvested money in your brokerage account.

By the star, you should see your account total. The number will be above $0 if you have money in this account invested or not. 

If all of your money in that account is being invested, then your settlement fund (circled red) will total $0. That means that inside of your investment account, all your money is being invested, and none is sitting in the “checking account,” aka the settlement fund inside of your investment account.

If you do have uninvested money in your brokerage account, then you will see money sitting in your settlement fund, and the total circled in red will be above $0. 

Step 5: Double check. 

If your money is invested, you can see that there is a breakdown of where your money is being invested at the bottom of the page, and that is where you will see the same total listed at the top of the page (as shown by the two stars).

Step 6: Repeat this process and check any other accounts to make sure each is invested.

This strategy is vital because if you have uninvested money in an investment account, you want to change that stat!!! As far as what to invest in, it will depend on your goals and the time frame we’re looking at. But if it’s for retirement, and you are 30-40 years out from that, you want to make sure it's in a long-term growth-oriented fund. 

As shown in the example above, that could be the difference of thousands, if not tens or hundreds of thousands of dollars. Spending time getting more familiar with your accounts is how you are going to have the confidence that you are doing this right. That you do know what is best and you are building wealth

This is the kind of strategy that makes all the difference. It’s simple, it’s actionable, and it has the potential to add hundreds of thousands of dollars to your future net worth. And this is exactly what The Wealth Accelerator is all about: Helping you catch small mistakes, apply smart strategies, and make your money work harder, without needing to overhaul your entire life.

Apply to join our upcoming round, here!